I think it's time this we sat down for a little talk about family finances. Billy, Judy, Cindy... come on into the living room with your mother and I. We need to have a serious discussion about the present crisis this family is facing, and work together to find a way out of this mess.

Sure, we could sit around all day and argue the petty details, like whether or not it was a good idea to spend $600,000 on a 4-bedroom rambler in Renton...